Privacy Policy
Effective Date: [2025/5/29]
1. Introduction
Welcome to GlowMoney.ai ("we", "our", or "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you use our financial AI platform.
2. Information We Collect
We may collect and process the following types of personal data:
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Banking Data: Account balances, transaction history, account numbers (via secure, read-only access).
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Personal Identifiers: Name, email address, linked accounts.
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Device Data: IP address, browser type, and activity logs.
We collect this data through secure connections (e.g., Plaid, MX, or direct bank APIs).
3. How We Use Your Information
We use your information to:
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Analyze spending and savings patterns.
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Provide personalized financial insights and strategies.
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Improve our AI models and services.
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Comply with legal obligations.
4. Data Security
Your data is encrypted in transit and at rest. We use industry-standard security practices, including HTTPS, tokenized access, and secure data storage.
5. Third-Party Services
We may share data with third-party services (e.g., banking aggregators, analytics providers) strictly for providing services. These partners are required to maintain high privacy standards.
6. Your Rights
You may request access, correction, or deletion of your personal data. You can also disconnect your financial accounts at any time.
7. Data Retention
We retain your data only as long as needed for our services or as required by law.
8. Contact Us
For any privacy-related concerns, contact us at:
📧 [support@glowmoney.ai]
📍 GlowMoney AI
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